All Inclusive Tutoring All Inclusive Tutoring Solutions LLC bills directly through ClassWallet or Odyssey in most ESA states, with a reimbursement option in states that require it.
Most States Use a Direct-Pay Digital Wallet
In most ESA states — including Arizona, Florida, Louisiana, Utah, and Iowa — funds sit in a digital wallet (ClassWallet or Odyssey) and are paid directly to your approved tutor when you authorize a purchase. You never pay out of pocket and never wait for reimbursement; the money moves directly from your account to the provider.
A Few States Still Use Reimbursement
- You pay the tutor upfront, out of pocket, at time of service
- You submit a receipt through your state's system afterward
- The state reimburses you, typically on a monthly cycle
- Montana's Special Needs ESA currently works this way
- Reimbursement timing can take days to weeks depending on the state
Why This Matters for Your Budget
If your state uses reimbursement, you need available cash flow to cover sessions before funds come back to you. If your state uses direct-pay, that's not a concern — but you do need to make sure your tutor is registered on the correct platform (ClassWallet vs. Odyssey) before booking.
Know Exactly How Your State Pays
Check your specific state's guide for its payment platform and process, or reach out with questions before booking.
Frequently Asked Questions
Q: Does All Inclusive Tutoring Solutions LLC use direct-pay or reimbursement?
A: Direct-pay via ClassWallet or Odyssey in most states; reimbursement in states like Montana that require it.
Q: Which platform does my state use?
A: Check your state's specific ESA guide for its exact payment platform.
How to Get 100% Covered 1-on-1 Tutoring with Your State ESA Funds
Download our step-by-step parent roadmap: State funding caps, approved spending rules, ClassWallet/Odyssey platform setup, and how to claim eligible tutoring sessions.